Jan Redfearn

Farmers Bank & Trust Branch Manager Jan Redfearn will retire with nearly 26 years of service on January 26, 2022. Redfearn began her career at the Bank in Magnolia, AR as a teller and was promoted four times over the years to her current title as Branch Manager of the Farmers Bank & Trust Hollensworth location in Magnolia.

“My favorite part of my job was getting to know our customers and building a relationship with Mary Harsh and her family,” said Redfearn. “Mary and her husband were Sunday school teachers of mine when I was young. I loved being able to wait on her at the Bank.”

Jan married Al Redfearn in 2002 and they have four children. During her retirement, she said she is looking forward to spending more time with her grandchildren and plans to travel more.

Magnolia Market President Monty Harrington said, “Jan’s almost 26 years of service to the Bank is quite an accomplishment. We’re proud for her and wish her a happy and healthy retirement.”

On January 26, the public is invited to Jans retirement celebration from 2-4 p.m. at the Magnolia Main Bank, located at 200 East Main Street in Magnolia, AR.

The Farmers Bank Foundation of Magnolia, Arkansas, donated a total of $5,000 to five affiliate offices of The CALL, a non-profit organization that mobilizes and equips local churches to serve children and youth placed in foster care.

The Farmers Bank Foundation granted $1,000 to the following The CALL offices in Arkansas: Hempstead & Nevada Counties, Miller County, Columbia & Lafayette Counties, Saline & Perry Counties, and Ouachita County.

“I have seen first-hand how The CALL can make a difference in a child’s life,” said Farmers Bank Foundation Executive Director Elizabeth Burns Anderson. “They work endlessly to provide safe Christian homes for children in foster care.”

A living and meeting space inside of The CALL home office located at 2010 Military Road in Benton, AR.

The giving priorities of the Farmers Bank Foundation are to support local nonprofits whose mission is to purposefully enrich the quality of life in the communities where Farmers Bank & Trust customers and employees live.

The CALL is a statewide organization and is active in 44 counties around Arkansas. They partner with the Division of Children and Family Services to recruit, train and support foster and adoptive families for children and teens in foster care.

“The generous financial support from our community enables us to focus on finding healing and supportive homes for children in foster care instead of having to focus our time and energy on fundraising,” said Julia DesCarpentrie, County Coordinator for The CALL in Saline & Perry Counties. “We appreciate the support of Farmers Bank & Trust!”

(L to R): Farmers Bank & Trust Content Specialist Cara Knight, The CALL County Coordinator Julia DesCarpentrie, Farmers Bank Foundation Executive Director Elizabeth Anderson

DesCarpentrie said the money donated for Saline & Perry Counties will be used to finish out a back patio and a new swing set before the spring for their home office located at 2010 Military Road in Benton, AR.

For ways you can get involved with The CALL, please visit TheCallinArkansas.org/volunteer.

The CALL of Saline & Perry Counties Foster Care Closet located in Benton, AR.

Hempstead & Nevada Counties

(L to R): Farmers Bank & Trust Hope Market President Jacob Jones, The CALL Administrative Assistant Julie Lively, The CALL Financial Coordinator Bill Coffee, The CALL County Coordinator Dixie Coffee, Famers Bank & Trust Commercial Loan Officer Janet Choate

Miller County

(L to R): James Bramlett, Farmers Bank & Trust Texarkana Market President
Laura Smith, The CALL Miller County Coordinator
Cala McCool, Farmers Bank & Trust Mortgage Loan Processor

Columbia & Lafayette Counties

(L to R): Monty Harrington, Farmers Bank & Trust Magnolia Market President
Krista Hamlin, The CALL County Coordinator
Brenda Holley, Farmers Bank & Trust Retail Loan Officer
Maggie Harrell, Farmers Bank & Trust Teller
Jason Ray, Farmers Bank & Trust Commercial Loan Officer

Ouachita County

(L to R): Farmers Bank & Trust Camden Market President Blake Fain, The CALL County Coordinator Makenzie Hayes

About Farmers Bank Foundation: Created in 2021 for Farmers Bank & Trust’s 115 anniversary, the Farmers Bank Foundation’s giving priorities are to support local nonprofits whose mission is to purposefully enrich the quality of life in the communities where Farmers Bank & Trust customers and employees live. The foundation’s funding is made possible by the bank’s shareholders and employees across Arkansas and Texas. The Farmers Bank Foundation is a 501(c)(3) organization that will operate independently from Farmers Bank & Trust. For additional information or to apply for Farmers Bank Foundation funding, please visit HERE.

While you’re out shopping for gifts this holiday season, don’t forget to treat yourself too! Enjoy the benefits of the Farmers Bank & Trust Credit Mastercard. Use your card to earn points and choose your rewards!
Easily apply online HERE. You can also apply at any of our Bank locations HERE.

Enjoy Video Highlights from Farmers Bank & Trust. Check out our YouTube channel for more great video content! To Us, You’re Family. Now serving more locations in South Arkansas & Northeast Texas! To learn more about Farmers Bank & Trust, visit our webpage.

Member FDIC | Equal Housing Lender


It’s the most wonderful time of the year, and Santa is coming to Farmers Bank & Trust! Mark your calendars to bring the family for a merry good time!

Texarkana, TX

23rd Annual Bramlett Beans & Cornbread Community Fundraiser
Thursday, December 2 | 11 a.m. – 1 p.m.
Texarkana Texas Convention Center – 2910 S. Cowhorn Creek Loop
All proceeds benefit the Christmas Basket program
Click HERE for more details

37th Annual Main Street Christmas Parade
Monday, December 6 | 7 p.m.
This year’s parade route has changed! Click HERE for the new route.

Pictures with Santa
2900 Saint Michael Dr.
Friday, December 10 | 3 – 5 p.m.

New Boston, TX

Farmers Bank Free Entry Night – The Grinch
Thursday, December 23 | 6 p.m.
New Boston Cinema
142 N. Elm St.
*Up to 150 people

Paris, TX

Pictures with Santa
1375 NE Loop 286
Wednesday, December 22 | 2 – 5 p.m.
*Special goodie bag given to first 30 kids!

Prosper, TX

Pictures with Santa
750 N. Preston Rd.
Friday, December 10 | 2 – 4:30 p.m.

Camden, AR

Pictures with Santa
116 Jefferson Dr. SW
Monday, December 20 | 10 a.m. – 2 p.m.

Hope, AR

201 East Third St.
Chamber Coffee
Wednesday, December 8 | 9:30 – 11 a.m.
Pictures with Santa
Tuesday, December 14 | 3 – 4:30 p.m.
Community Christmas Parade
*Farmers Bank & Trust is the Parade Presenting Sponsor!
Monday, December 6 | 6 p.m.
For more details and parade entry form, click HERE

Prescott, AR

Nevada County Christmas Parade
Thursday, December 9 | Begins at 6 p.m.
215 East 2nd St. South
Click HERE for more details

Magnolia, AR

Magnolia’s Christmas Parade 
Thursday, December 2 | 5 p.m.
Parade Route: Jackson Street
Farmers Bank & Trust is sponsoring the $250 Christ in Christmas Award
Click HERE for more details

To find a branch near you, visit HERE.
Bob Burns pictured with his grandson in 2018.

Congratulations to Farmers Bank & Trust’s Bob Burns for receiving the 2021 Trooper Ermon Cox Award at the Annual Arkansas State Police Foundation Appreciation Dinner on October 21, 2021.

Elizabeth Burns Anderson received the Ermon Cox Award on behalf of her father, Bob, at the 2021 ASPF Appreciation Dinner.

Burns has served as the Arkansas State Police Foundation President and as the Chairman for the Arkansas State Police Commission. He was CEO of Farmers Bank & Trust for almost 40 years.

Not only has he served the state of Arkansas, but he is also a retired Colonel in the U.S. Army. Burns served with the 4th Infantry Division in Vietnam with awards including Bronze Star, Presidential Citation, Cross of Gallantry, Distinguished Service Medal, a Purple Heart, and many other awards.

“We’re proud of his continued commitment to public service and philanthropic work,” said Elizabeth Anderson, Farmers Bank Foundation Executive Director. “I was humbled and honored to accept this award on his behalf.”



For more than 115 years, Farmers Bank & Trust has operated with a simple mission – helping our neighbors and friends find financial solutions that best fit their lives. It’s our tireless commitment to this mission that has fueled our steady growth throughout our long history. Every good story has a beginning, here is ours! 💙

Enjoy Video Highlights from Farmers Bank & Trust. Check out our YouTube channel for more great video content! To Us, You’re Family. Now serving more locations in South Arkansas & Northeast Texas! To learn more about Farmers Bank & Trust, visit our webpage.

Member FDIC | Equal Housing Lender


At Farmers Bank & Trust, we want to celebrate the fall season. We want to treat you and your family to fair tickets on us!

That’s why we’re giving away four tickets to the Columbia County Fair!

To enter, Like our Facebook page, share the post, and comment your favorite fair food before Friday, September 24, 2021, at noon CST to win 4 tickets to the Columbia County Fair. This includes armbands and Saturday, September 25 admission. Ride all the rides you want with the armband.

Go to the Columbia County Fair Facebook page HERE.


To win the prize participants must do one of the following: 1) like Farmers Bank & Trust Facebook Page then like, share, and comment your favorite fair food on the Farmers Bank & Trust Columbia County Fair Giveaway or 2) walk into our Magnolia Main location at 200 E. Main Street and tell them you would like to be entered. One entry is allowed per Facebook profile or person. Participants must reside in Arkansas or Texas only.

Winners cannot be an employee or immediate relative of a Farmers Bank & Trust employee to include siblings, children, parents, or grandparents. Must be 18 years old or older to win. It is not necessary to be a Farmers Bank & Trust customer to win. The persons who win must reply to a Facebook message or phone call to claim the prize and receive further instructions before September 24, 2021, at 5 pm CST. Winners must sign Farmers Bank & Trust photo release form to be posted on the Bank’s social media pages.

Farmers Bank & Trust is the sole sponsor for this Contest. Farmers Bank & Trust is not responsible for participants that have Facebook security settings set to private so that Farmers Bank & Trust cannot see a participant’s Facebook engagement in any way. It is the responsibility of the participant to modify their security settings to open. No purchase is necessary to win. Purchasing does not increase chances of winning.


Want to stay in the know of all things Farmers Bank & Trust?

Follow Us!  Facebook | Instagram | Linkedin | Twitter | Youtube 


According to the latest data from the Bureau of Labor Statistics, salaried employees are with their employer an average of 4 years. At Farmers Bank & Trust, we’re celebrating an employee who has been with the Bank for 40 years! Denise Rogers is the Banking Research Officer and takes great pride in her unique role.

“I’ve never wanted to work anywhere else,” Rogers said. “There is nothing that I do every day that is too routine and gets boring.”

Denise helps the Bank customers and employees by researching extraordinary problems with almost any type of account.

“We have a number of customers who ask for Denise by name to assist with their issues,” Farmers Bank & Trust Chief Operations Officer Joe Pieratt said.

August 7, 1981

From her very first day at work with the Bank on August 7, 1981, Denise has worked in customer service. She graduated from Southern Arkansas University with a degree in Business Administration and a minor in Library Science.

“I started upstairs with a film machine,” Rogers explained. “When someone needed a copy of something that we didn’t have in the big filing cabinet, I would find it on the films, and I would mark it with a piece of tape and send it off to Little Rock to get a copy. Eventually, we got a machine that would make copies, and my library science background made it possible for me to use that equipment.”

As time went on, former CEO and current Chairman of the Board Bob Burns promoted Denise to Research Analyst in the late eighties. She developed the skills to analyze detailed reports and could explain why something happened on an account the day prior.

“I’ve always treated situations with customers the way I would want to be treated,” Rogers said. “I try to show people how to do things rather than just tell them.”

Denise is not only a tremendous help to the customers but her co-workers too.


“She is truly our ‘go-to’ person on a laundry list of topics,” Farmers Bank & Trust Customer Contact Center Vice President Judi Franks said. “She’s a fantastic resource for our department as well as other departments in the Bank. I often hear people say, ‘Let’s check with Denise to see what she knows about this.’”

The Bank’s HEART core values stand for Honor, Excellence, Adaptability, Respect, and Teamwork. Denise is a true representation of these and has been long before they were ever created. She has had to adapt to change over the years but said she is thankful to Farmers Bank & Trust for sticking with her.

“My longest relationship is with the Bank,” she said. “I worked here for 10 years before I met my husband, who was actually a customer. A co-worker at the time introduced us and we got married in 1991.”

She shared she will be 67 years old on August 24th, and fully intends to continue her work until she’s at least 70.

“This is definitely not a retirement,” she laughed. “We’re celebrating I’m still here!”

Farmers Bank & Trust will celebrate Denise with a private reception as a precaution to COVID-19.

Year-round BBQ

When people think of summer, they often think of barbecue. But to O.B. Crayton and his wife Harriett who operate Crayton’s BBQ food truck in Magnolia, barbecue isn’t limited to one season.

“People love barbecue just as much in the winter as the summer,” O.B. Crayton said. “Right now, they don’t want to have to be out in the heat. I’ve got one guy who has a big grill like mine, and he tells me he just comes and gets the barbecue from me rather than fire his grill up.”

The Crayton’s have spent most of their lives cooking for both pleasure and practicality. O.B. Crayton is a self-taught barbecue cook who was formerly married to a woman he said wasn’t a good cook. He said this made him play around in the kitchen and learn how to make his own food and he fell in love with it.

“It also made me vow to never eat Hamburger Helper ever again,” he said, laughing. “We used to have it three times a week, and I like to cook because I like to eat.”

O.B. and Harriett have been married for 28 years now. Crayton said it was his wife who started the business because she would grill leg quarters and cook sides for plates to be sold on Fridays at his job, Albemarle Corporation. The orders began with about 15, but sales grew quickly to 60 plates.

Later she cooked meals for their former church, Full Gospel Holy Temple.

Crayton’s BBQ Express

Before he retired, he and his wife opened a restaurant called Crayton’s BBQ Express. They sold barbecue and soul food at 617 S. Jackson Street, and operated it for about nine years. However, the restaurant was given to their daughter, Ashley Lambert. She is a lawyer who owns her own food truck, The Tipsy Turkey Shack. She sells turkey legs stuffed with various ingredients along with other fares. The restaurant, Crayton’s BBQ Express, was closed and did not reopen after the pandemic.

Now, the Crayton’s have been operating their present and updated food truck for about six months. The number one seller has been brisket followed closely by ribs. Other more unusual items to some food cravers include smoked turkey necks and pig’s feet. Recently, O.B. Crayton smoked 40 pigs’ feet for one order.

Sides and More

Harriett Crayton makes the side items and dares anyone who says they don’t like potato salad to try hers. It’s made with traditional ingredients but has a mixed mayonnaise and mustard base. She also makes baked beans, collard greens, yams, macaroni and cheese, and hot water cornbread.

In addition, she makes the items good for those with a sweet tooth. Some of the most popular items include peach cobbler, sweet potato pie, red velvet cake, chocolate cake, and pound cake.

“If you don’t have a passion and put love into it, it won’t be good no matter what you do,” Harriett Crayton said.

Her husband agreed.

“When she is tired, I don’t let her cook anything because it wouldn’t be the same.”

O.B. noticed a long time ago that he can give someone the same ingredients and teach them how to cook the item just like he does, but it won’t taste the same to customers who frequent his food truck.

“They will say, you didn’t cook it, you can give them the ingredients, but you can’t give them the love,” Crayton said.

Made with Love

The top sellers of the food truck – brisket and ribs – takes the longest time to prepare, about 11 to 12 hours. O.B. cooks those in his grill the night before he takes his truck to the plaza across from the United Methodist Church in Magnolia which is on 320 W. Main Street. The plaza is also where the somewhat new Dollar General is located and Chick-A-Dilly.

Normally, the truck runs from 1 p.m. until the food is sold out on Tuesdays and Thursdays. However, the truck may appear in that parking lot on other days if he is ready with the barbecue.

The couple laughs because for years people have knocked on their door at home asking if they had any barbecue for sale. Harriett said the food is on the truck, not in her home.

But the home is where the heart is for all barbecue and wonderful sides.

“Grilling in the backyard is one thing and it doesn’t take much preparation, but most people don’t think about feeding the masses,” he said. “It’s very hard.”

The Farmers Bank Foundation presented the Magnolia Fire Department with $5,000 in grant money to purchase vital rescue equipment, including a truck.

“As of January 1, 2021, the Magnolia Fire Department assumed the duties of Rescue/Extraction for all of Columbia County,” Assistant Fire Chief Randal Stevens said. “The local ambulance service discontinued its operations of these services.”

Stevens said the Magnolia Fire Department and Columbia County entered into a partnership, and this money will allow them to purchase a rescue truck, extrication tools, along other necessary rescue equipment.

“Firefighters choose daily to support and save the citizens they serve, and we are honored to support them in return,” Elizabeth Anderson, Executive Director of the Farmers Bank Foundation, said. “The Farmers Bank Foundation plans to make first responders a priority in grantmaking.”

The Farmers Bank Foundation’s giving priorities are to support local nonprofits whose mission is to purposefully enrich the quality of life in the Bank’s communities.

“The services that are being provided to the citizens of Magnolia and Columbia County, and anyone passing through our community, will be a tremendous asset and possibly a life-saving contribution,” Stevens said.

For more information about the Farmers Bank Foundation, click HERE.