Mortgage is not the career path Madison Haltom had ever envisioned for herself. But, now she feels like she’s living her dream helping people into their dream homes. Madison works in one of Zillow’s most popular housing markets of 2022 – Prosper, Texas.
In this Right at the Heart Podcast episode, Madison talks about:
How she got started in mortgage
What you need to know to own your dream home
Advice for first-time homebuyers
Jumbo loans and the benefits for those who qualify for one
Tired of renting and want to move towards buying? Then it’s time to start chipping away at what you’ll need for a down payment. Not sure how to get started? Here are a few places to start!
Lace up and hit the streets instead of the gym: Save $60 per month
Slash your 4-5 days a week Starbucks runs down to just 1x per week: Save $120 per month
Buy store brand groceries: Save 25% on your monthly grocery budget
Plan out meals each week instead of picking up takeout: Save $150 per month
Trim that clothing budget (just a little!): Save $100 per month
These ideas alone could save you almost $500 every month. In two years’ time, that’s $12,000! And when you keep the goal before you — owning your very own home — it’s even easier to stay motivated!
If you have questions about financing, contact Madison HERE.
“Our Keep the Beat program is the ultimate cardiovascular screening program for many patients who have had a loved one that had a cardiac event, or if their family members have had problems they decide they want to get checked out,” said Dr. Card. “We check your labs and do some baseline imaging studies to see if you’re at a higher risk of having a blockage in your heart and things like that.”
To see if you’re eligible for the Keep the Beat Comprehensive Heart Screening, visit HERE. It’s $99 and includes nine components to build your cardiovascular risk profile. Dr. Card said to celebrate the hospital’s anniversary, there may be specials happening this year.
To read the Arkansas Heart Hospital blog, From the Heart, which includes heart-healthy recipes, surgery success stories, tips for heart health, and more visit HERE.
Agricultural Loan Officer Darren Neal is a retired Sergeant with Arkansas State Police and a former crop consultant. He has a passion for helping those who feed America and is excited about offering agricultural financing to our communities.
I’ve been in the production of cattle for over 25 years. We’ve owned poultry houses. I have sat on the other side of the desk. I know what it’s like to walk into a bank and ask for these loans and try to explain why I need them. I speak our customer’s language.
Elizabeth Burns Anderson’s earliest memory of Farmers Bank & Trust is sneaking suckers from behind the teller line as a young girl. Her great-great-grandfather started the Bank 115 years ago. Now, she leads the Farmers Bank Foundation and has a passion for developing partnerships with the Bank to help local schools, non-profits, and municipalities.
“The mission of the Farmers Bank Foundation is to enrich the communities where our customers and employees live, which is so important because not only are our customers how we sustain, but our employees are how we succeed,” said Anderson.
One way the Farmers Bank Foundation gets involved in the Bank’s communities is by hosting events. Here are a few in the works for 2022:
Arkansas State Police Foundation Golf Tournament – Friday, March 25, 2022
Texas A&M-Texarkana Distinguished Speaker Series with NASA Astronaut Captain Scott Kelly – Thursday, April 7, 2022
Arkansas Game & Fish Foundation South Arkansas Outdoor Social Trap Tournament – Saturday, September 17, 2022
Stay tuned to our social media pages for announcements on new Foundation events and more details! Follow us on our Facebook HERE and Instagram HERE. For more on the Foundation, visit MyFarmers.Bank/FarmersBankFoundation.
This is the BONUS episode with Texarkana Santa! He made a special trip to Bryant, Arkansas to answer some kids’ tough questions.
“How did you become Santa?”
“Have you ever caught a kid on Christmas?”
“How many cookies do you eat in one night?”
“Who is your favorite reindeer?”
“Do you ever shave your beard?”
Santa shared with each child their own “Elfin” name. He says that’s the only language they speak at the North Pole! So please welcome Sneezlewee (Shad), Lillywee (Elin), Lillywoo (Etta), Flunk (Warner), and Floober (Slater) to the Podcast!
You can listen to his interview with Farmers Bank & Trust Right at the Heart Podcast Host Cara Knight HERE.
We’re feeling the magic of Christmas after this interview with the big man in red – that’s right, Santa Claus!
Santa Mark, aka Texarkana Santa, stopped by the Farmers Bank & Trust Bryant branch to share a little bit about his life leading up to this magical role. You’ll never guess his career prior to suiting up!
If you’re listening to this podcast episode with your children, skip on to our bonus episode HERE. Several Farmers Bank & Trust kids interview Santa, and some even share their “top secrets”!
The Details of Santa’s Suit
As I explain to the children, the boots have a lot of extra cushiony room on top of my toes because reindeer are really clumsy and they step on my toes a lot! They’re also extra-wide so they look and work like snow shoes, so I don’t fall on the snow and ice at the North Pole.
My reindeer bells are solid brass bells that are tuned. There are three different-sized bells on there so they produce a magical sound.
The Official Grill Master of the Dallas Cowboys, Randy Lann, has special ties to Farmers Bank & Trust. He is from Magnolia, AR, and wears many hats. He also serves as the Executive Director of the Arkansas Homefurnishings Association.
In this episode, Randy talks about how he landed his dream gig and what it has been like sharing his passion for cooking and entertaining for America’s Team.
“They (Dallas Cowboys) were nice enough years ago, after I cooked on my personal rig for a while, to let me design and build one of the nicest grills out there,” Lann said. “A company out of Houston, Texas called Pitmaker built it for me. It folds out and I can push a button and a big screen tv comes up in the middle and I can feed about 1,000 people off that one rig.”
Randy posing for a photo while tailgating at a Razorback game with Jerry Jones, his wife, and friends.
In this episode, Kim McDaniel in New Boston, Texas shares her breast cancer story. She is now two years into her diagnosis: Stage 2 Invasive Ductal Carcinoma. She is close to her recovery journey, and her attitude in fighting this cancer is inspiring.
It’s not just October. This is year-round awareness. It’s year-round education. If you’re going through it, don’t be afraid to reach out to someone who has gone through it. I love sharing what I’ve experienced at each phase. Don’t do this alone. Find a resource.
As President and CEO, Chris Gosnell focuses on cultivating a HEART culture at Farmers Bank & Trust. In this episode, we talk about:
How he began his career in banking
What it’s like leading a 115-year-old legacy Bank
Why he adopted the HEART core values and what they mean to him
Why he seeks non-traditional bankers for employment
Goals he has for the future of Farmers Bank & Trust
For more on the history of Farmers Bank & Trust, visit HERE.
Farmers Bank and Trust Company was chartered on September 26, 1906, in Magnolia, Arkansas. The oldest existing general ledgers indicate that the bank began with approximately $75,000 in assets. The primary business of the bank at the time was deposit services. Today, the bank has assets that exceed $1.9 billion and offers a wide variety of products and services to serve the needs of the communities it serves.
Farmers Bank & Trust has a branch in Prosper, TX, and during a recent visit there, host Cara Knight stopped by FUSE Workspace to chat with CEO and second-generation hospitality entrepreneur Mike Daugherty.
FUSE is a co-working space where businesses and non-profits can work, build community, and be inspired.
The 3 pillars FUSE operates on are:
They provide resources, space, and the tools necessary to help organizations thrive. There’s even a grab-and-go cafe and concierge staff on-site.
In this episode, Mike shares his humble beginnings, his vision behind FUSE, and the meaning of the #DOMORE philosophy.