As we enter into a season of gratitude, this podcast episode is focused on our Bank interns! We’re thankful they chose to come and experience all departments at Farmers Bank & Trust.

While they’re here for the 12-week program, their main areas of focus are Retail and Lending. They spend a few days in other areas like Marketing, Human Resources, and Training. At the end, they complete a project to share takeaways with the Executive Management team. However, it’s not the banking experience they say impacted them the most.

Rocio Medina
Kade Schutte 
Chris Lyles

If you’re interested in an internship with Farmers Bank & Trust, be on the lookout for a posting on our website next Spring 2023 for a Summer internship opportunity.

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While the episode of this podcast is “How to Become a Millionaire,” we all know, unless you’re very fortunate, it doesn’t happen overnight. Entrepreneur Greg Shinn learned from a young age the importance of hard work. His family business specializes in hospitality and radio broadcasting. Despite already having multiple streams of income, he shares an exciting new venture he’s taking on! Hear his advice on making financially smart decisions to put yourself ahead. 

“You have to have a good relationship with your bank. That’s one thing we’ve always had – we’ve always had a good relationship with our lenders. You have to have that open communication because when you go in to put in an investment especially into something like a hotel, that’s quite an investment. You have to save. You always have to have a nice nest egg. I’ve learned that from my father.”


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Mortgage is not the career path Madison Haltom had ever envisioned for herself. But, now she feels like she’s living her dream helping people into their dream homes. Madison works in one of Zillow’s most popular housing markets of 2022 – Prosper, Texas.

In this Right at the Heart Podcast episode, Madison talks about:

  • How she got started in mortgage
  • What you need to know to own your dream home
  • Advice for first-time homebuyers
  • Jumbo loans and the benefits for those who qualify for one
  • Investment properties

Tired of renting and want to move towards buying? Then it’s time to start chipping away at what you’ll need for a down payment. Not sure how to get started? Here are a few places to start!

  • Lace up and hit the streets instead of the gym: Save $60 per month
  • Slash your 4-5 days a week Starbucks runs down to just 1x per week: Save $120 per month
  • Buy store brand groceries: Save 25% on your monthly grocery budget
  • Plan out meals each week instead of picking up takeout: Save $150 per month
  • Trim that clothing budget (just a little!): Save $100 per month

These ideas alone could save you almost $500 every month. In two years’ time, that’s $12,000! And when you keep the goal before you — owning your very own home — it’s even easier to stay motivated!

If you have questions about financing, contact Madison HERE.

NMLS# 2064263

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Oftentimes, heart health is put on the back burner by people until it affects them. To shine a light on this topic, we’ve talked to Dr. Peyton Card of the Arkansas Heart Hospital.

This year, the Arkansas Heart Hospital is celebrating its 25th anniversary! He shares his experience while leading the COVID response unit, information about their Keep the Beat program, and the impact mental health has on the heart.

“Our Keep the Beat program is the ultimate cardiovascular screening program for many patients who have had a loved one that had a cardiac event, or if their family members have had problems they decide they want to get checked out,” said Dr. Card. “We check your labs and do some baseline imaging studies to see if you’re at a higher risk of having a blockage in your heart and things like that.”

To see if you’re eligible for the Keep the Beat Comprehensive Heart Screening, visit HERE. It’s $99 and includes nine components to build your cardiovascular risk profile. Dr. Card said to celebrate the hospital’s anniversary, there may be specials happening this year.

To read the Arkansas Heart Hospital blog, From the Heart, which includes heart-healthy recipes, surgery success stories, tips for heart health, and more visit HERE.

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Agricultural Loan Officer Darren Neal is a retired Sergeant with Arkansas State Police and a former crop consultant. He has a passion for helping those who feed America and is excited about offering agricultural financing to our communities.

I’ve been in the production of cattle for over 25 years. We’ve owned poultry houses. I have sat on the other side of the desk. I know what it’s like to walk into a bank and ask for these loans and try to explain why I need them. I speak our customer’s language.

Contact Darren at darren.neal@myfarmers.bank or visit your local Farmers Bank & Trust branch to start your process today! Visit HERE for more details.

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Elizabeth as a young girl with an old Farmers Bank & Trust trucker hat.

Elizabeth Burns Anderson’s earliest memory of Farmers Bank & Trust is sneaking suckers from behind the teller line as a young girl. Her great-great-grandfather started the Bank 115 years ago. Now, she leads the Farmers Bank Foundation and has a passion for developing partnerships with the Bank to help local schools, non-profits, and municipalities.

“The mission of the Farmers Bank Foundation is to enrich the communities where our customers and employees live, which is so important because not only are our customers how we sustain, but our employees are how we succeed,” said Anderson.

One way the Farmers Bank Foundation gets involved in the Bank’s communities is by hosting events. Here are a few in the works for 2022:

  • Arkansas State Police Foundation Golf Tournament – Friday, March 25, 2022
  • Texas A&M-Texarkana Distinguished Speaker Series with NASA Astronaut Captain Scott Kelly – Thursday, April 7, 2022
  • Arkansas Game & Fish Foundation South Arkansas Outdoor Social Trap Tournament – Saturday, September 17, 2022

Stay tuned to our social media pages for announcements on new Foundation events and more details! Follow us on our Facebook HERE and Instagram HERE. For more on the Foundation, visit MyFarmers.Bank/FarmersBankFoundation.

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This is the BONUS episode with Texarkana Santa! He made a special trip to Bryant, Arkansas to answer some kids’ tough questions.

“How did you become Santa?”
“Have you ever caught a kid on Christmas?”
“How many cookies do you eat in one night?”
“Who is your favorite reindeer?”
“Do you ever shave your beard?”
…and more!

Santa shared with each child their own “Elfin” name. He says that’s the only language they speak at the North Pole! So please welcome Sneezlewee (Shad), Lillywee (Elin), Lillywoo (Etta), Flunk (Warner), and Floober (Slater) to the Podcast!

Etta McClure interviewing Santa

You can listen to his interview with Farmers Bank & Trust Right at the Heart Podcast Host Cara Knight HERE.

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We’re feeling the magic of Christmas after this interview with the big man in red – that’s right, Santa Claus!

Santa Mark, aka Texarkana Santa, stopped by the Farmers Bank & Trust Bryant branch to share a little bit about his life leading up to this magical role. You’ll never guess his career prior to suiting up!

If you’re listening to this podcast episode with your children, skip on to our bonus episode HERE. Several Farmers Bank & Trust kids interview Santa, and some even share their “top secrets”!

The Royal Robe, as Santa Mark calls it.

The Details of Santa’s Suit

As I explain to the children, the boots have a lot of extra cushiony room on top of my toes because reindeer are really clumsy and they step on my toes a lot! They’re also extra-wide so they look and work like snow shoes, so I don’t fall on the snow and ice at the North Pole.

The glasses perched right at the tip of his nose are non-reflective, non-glare for pictures.
Snowflake designs are pressed into the red velvet vest and it’s fashioned together with gold snowflake buttons.

My reindeer bells are solid brass bells that are tuned. There are three different-sized bells on there so they produce a magical sound.

Santa Mark posing with some of the Bryant branch staff. L to R: Loan Assistant Emilee Neal, Market President Kent McClure, Retail Banker Kayla Ray, Content Specialist & Right at the Heart Podcast Host Cara Knight, Branch Manager Allie Stokes

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The Official Grill Master of the Dallas Cowboys, Randy Lann, has special ties to Farmers Bank & Trust. He is from Magnolia, AR, and wears many hats. He also serves as the Executive Director of the Arkansas Homefurnishings Association.

In this episode, Randy talks about how he landed his dream gig and what it has been like sharing his passion for cooking and entertaining for America’s Team.

“They (Dallas Cowboys) were nice enough years ago, after I cooked on my personal rig for a while, to let me design and build one of the nicest grills out there,” Lann said. “A company out of Houston, Texas called Pitmaker built it for me. It folds out and I can push a button and a big screen tv comes up in the middle and I can feed about 1,000 people off that one rig.”

(L to R) Stephen Jones, Jerry Jones, Randy Lann
Randy posing for a photo before he cuts the Thanksgiving game turkey on live television, a tradition he enjoys every year.
Randy and his wife Cindy.
Farmers Bank & Trust Bryant, AR Market President Kent McClure, Credit Analyst Michael Shinn, and Malvern, AR Market President Scott White helping Randy and friends cook for the Annual Arkansas State Police Foundation Dinner.

Randy posing for a photo while tailgating at a Razorback game with Jerry Jones, his wife, and friends.

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Farmers Bank & Trust supports breast cancer awareness, education, and research. Many people within the company are personally impacted by it.

According to the National Breast Cancer Foundation, 1 in 8 women will be diagnosed with breast cancer in their lifetime.

In this episode, Kim McDaniel in New Boston, Texas shares her breast cancer story. She is now two years into her diagnosis: Stage 2 Invasive Ductal Carcinoma. She is close to her recovery journey, and her attitude in fighting this cancer is inspiring.

It’s not just October. This is year-round awareness. It’s year-round education. If you’re going through it, don’t be afraid to reach out to someone who has gone through it. I love sharing what I’ve experienced at each phase. Don’t do this alone. Find a resource.


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