Erik Roddy

The Farmers Bank & Trust Board of Directors recently announced the promotion of Erik Roddy to Paris, TX Market President. In this role, Roddy will continue to manage his loan portfolio, but will also provide leadership to assure the short- and long-term profitability of the Bank.

Roddy has 18 years of banking experience and holds a Business Administration degree from Texas A&M-Commerce. He is also a graduate of The University of Oklahoma’s Economic Development Institute. “Erik will do a tremendous job leading the Paris Market,” said Jeff Nutt, Farmers Bank & Trust Regional Market President. “He is a leader by nature and loves his community. We are excited for him and the future of the Paris market.”

Roddy serves on the Paris Economic Development Corporation Board and is the Finance Chairman for the Downtown Food Pantry. He and his wife, Cheryl, are members of His Place Fellowship, and they have three sons, one daughter, and four granddaughters.

Erik with his wife, Cheryl, and sons, Nathan, Evan, and Ryan, at Dollywood’s DreamMore Resort.

“I’m humbled and honored to be entrusted with this role in the Paris market,” said Roddy. “Family and community are at the heart of everything we do. We are only getting started with our commitment to give back to Paris.”

Farmers Bank & Trust entered Paris, TX in early 2021 with a branch located at 1375 NE Loop 286, and a new branch is set to open in 2022.

For all your commercial and small business lending needs, visit HERE.

Jan Redfearn

Farmers Bank & Trust Branch Manager Jan Redfearn will retire with nearly 26 years of service on January 26, 2022. Redfearn began her career at the Bank in Magnolia, AR as a teller and was promoted four times over the years to her current title as Branch Manager of the Farmers Bank & Trust Hollensworth location in Magnolia.

“My favorite part of my job was getting to know our customers and building a relationship with Mary Harsh and her family,” said Redfearn. “Mary and her husband were Sunday school teachers of mine when I was young. I loved being able to wait on her at the Bank.”

Jan married Al Redfearn in 2002 and they have four children. During her retirement, she said she is looking forward to spending more time with her grandchildren and plans to travel more.

Magnolia Market President Monty Harrington said, “Jan’s almost 26 years of service to the Bank is quite an accomplishment. We’re proud for her and wish her a happy and healthy retirement.”

On January 26, the public is invited to Jans retirement celebration from 2-4 p.m. at the Magnolia Main Bank, located at 200 East Main Street in Magnolia, AR.

Farmers Bank & Trust Regional Market President Jeff Nutt

The Farmers Bank & Trust Board of Directors recently announced the promotion of Jeff Nutt to Regional Market President. In addition to continuing his efforts in the Paris, Texas market, Nutt’s promotion will allow him to support other Farmers Bank & Trust markets including Prosper, New Boston, and Texarkana.

“As soon as the purchase of nine Arvest branches is completed later this month, Jeff will support the new DeQueen, Arkansas market, which will also include Broken Bow and Idabel, Oklahoma,” said Farmers Bank & Trust Chief of Staff Mike Cross. “Jeff has had consistent success when building strong relationships with both customers and team members.”

With almost 20 years of banking experience, Nutt, a commercial loan officer, began his career as a credit analyst in Texarkana, Texas. He graduated with a bachelor’s degree in Secondary Education from Sam Houston State University and is a graduate of the Southwest Graduate School of Banking at Southern Methodist University. He also completed American Bankers Association Commercial Lending School.

Nutt said, “I’m looking forward to this new role, working with people in our Bank outside of Paris and seeing what we can accomplish together.”

Nutt with his wife, Meagan, daughters, Faith and Piper, and sons, Luke and Eli. All are pictured with their dogs, Jake and Watson, cow, Oakley, and mini-horses, Trigger and Bullet.

Nutt is active in church and comes from a family entrenched in the Lamar County community. His father, Ronnie Nutt, was awarded the 2020 “History Maker of the Year” by the Lamar County Historical Society. He has been married to his wife, Meagan, for 16 years and together they have four children. He is involved locally with the Keep Paris Working board and has served as President of the Trinity Christian Academy school board for 10 years. In his free time, Nutt enjoys coaching his kids’ sports teams.

“I coach just about every single team my kids are on,” he said. “I love that my kids are passionate about sports like I was growing up. We’re able to spend a lot of extra time together and make memories that will last a lifetime.”

Farmers Bank & Trust entered Paris, TX in early 2021 with a branch located at 1375 NE Loop 286, and a new branch is set to open in 2022.

For all your commercial and small business lending needs, visit HERE.

The Farmers Bank Foundation of Magnolia, Arkansas, donated a total of $5,000 to five affiliate offices of The CALL, a non-profit organization that mobilizes and equips local churches to serve children and youth placed in foster care.

The Farmers Bank Foundation granted $1,000 to the following The CALL offices in Arkansas: Hempstead & Nevada Counties, Miller County, Columbia & Lafayette Counties, Saline & Perry Counties, and Ouachita County.

“I have seen first-hand how The CALL can make a difference in a child’s life,” said Farmers Bank Foundation Executive Director Elizabeth Burns Anderson. “They work endlessly to provide safe Christian homes for children in foster care.”

A living and meeting space inside of The CALL home office located at 2010 Military Road in Benton, AR.

The giving priorities of the Farmers Bank Foundation are to support local nonprofits whose mission is to purposefully enrich the quality of life in the communities where Farmers Bank & Trust customers and employees live.

The CALL is a statewide organization and is active in 44 counties around Arkansas. They partner with the Division of Children and Family Services to recruit, train and support foster and adoptive families for children and teens in foster care.

“The generous financial support from our community enables us to focus on finding healing and supportive homes for children in foster care instead of having to focus our time and energy on fundraising,” said Julia DesCarpentrie, County Coordinator for The CALL in Saline & Perry Counties. “We appreciate the support of Farmers Bank & Trust!”

(L to R): Farmers Bank & Trust Content Specialist Cara Knight, The CALL County Coordinator Julia DesCarpentrie, Farmers Bank Foundation Executive Director Elizabeth Anderson

DesCarpentrie said the money donated for Saline & Perry Counties will be used to finish out a back patio and a new swing set before the spring for their home office located at 2010 Military Road in Benton, AR.

For ways you can get involved with The CALL, please visit TheCallinArkansas.org/volunteer.

The CALL of Saline & Perry Counties Foster Care Closet located in Benton, AR.

Hempstead & Nevada Counties

(L to R): Farmers Bank & Trust Hope Market President Jacob Jones, The CALL Administrative Assistant Julie Lively, The CALL Financial Coordinator Bill Coffee, The CALL County Coordinator Dixie Coffee, Famers Bank & Trust Commercial Loan Officer Janet Choate

Miller County

(L to R): James Bramlett, Farmers Bank & Trust Texarkana Market President
Laura Smith, The CALL Miller County Coordinator
Cala McCool, Farmers Bank & Trust Mortgage Loan Processor

Columbia & Lafayette Counties

(L to R): Monty Harrington, Farmers Bank & Trust Magnolia Market President
Krista Hamlin, The CALL County Coordinator
Brenda Holley, Farmers Bank & Trust Retail Loan Officer
Maggie Harrell, Farmers Bank & Trust Teller
Jason Ray, Farmers Bank & Trust Commercial Loan Officer

Ouachita County

(L to R): Farmers Bank & Trust Camden Market President Blake Fain, The CALL County Coordinator Makenzie Hayes

About Farmers Bank Foundation: Created in 2021 for Farmers Bank & Trust’s 115 anniversary, the Farmers Bank Foundation’s giving priorities are to support local nonprofits whose mission is to purposefully enrich the quality of life in the communities where Farmers Bank & Trust customers and employees live. The foundation’s funding is made possible by the bank’s shareholders and employees across Arkansas and Texas. The Farmers Bank Foundation is a 501(c)(3) organization that will operate independently from Farmers Bank & Trust. For additional information or to apply for Farmers Bank Foundation funding, please visit HERE.

Farmers Bank & Trust Prosper Market President Ray Smith

For more than 20 years, Farmers Bank & Trust Prosper Market President Ray Smith has been cooking his signature black-eyed peas on New Year’s Day.

“In college, my roommate and I would cook all the time,” Smith said. “We would make beans and eat on them for a week or two. We would grill chicken or steak. I’ve just always loved cooking and hosting.”

Smith said he wakes up around 4 a.m. on New Year’s Day to begin cooking black-eyed peas for his community. He invites Bank customers, council members, town staff members, local police and fire chiefs, and neighborhood residents to stop by his home to celebrate the new year and take part in the southern tradition.

According to Southern Living, there’s evidence people ate black-eyed peas for luck as early as 500 A.D. While some do partake in the peas for the superstitions, Smith said to him it’s all for fun and bringing people together.

“This year we’re going to have to make it a drive-by event due to all the sickness going around,” he said. “I am disciplined on eating healthy, so I don’t eat many of my peas, but everyone tells me they’re really tasty!”

Smith said he adds or takes away an ingredient each year because he enjoys experimenting with food, but this year he will make his black-eyed peas as follows:

Ray Smith’s New Year’s Black-Eyed Peas

  • Place the following in a pot of water and bring to a boil:
    3-4 lbs. of black-eyed peas
    Leftover ham hock
    Salt pork
    7-8 Bay leaves
    Seasoned pepper
  • After the water boils, remove from heat and let sit for 1 hour
  • Put the pot back on medium heat, and let it boil while continuing to stir
  • Approximately 1 hour before peas are ready, slice 1/4 of an onion and place in the mixture
  • Cut up sausage and brown on both sides and place in the mixture and continue cooking
  • Some people prefer their peas to be soupy, and some like a thicker texture; when peas have reached the desired consistency, and peas are tender, remove from heat and serve with cornbread

Once you’ve tried out Ray’s New Year’s Black-Eyed Peas, visit him at the Farmers Bank & Trust Prosper, Texas branch located at 750 N. Preston Road. You can also find a Bank location near you HERE.

Brad Ramsey, AVP, Commercial Loan Officer

Farmers Bank & Trust announced today the hiring of Brad Ramsey as an Assistant Vice President and Commercial Loan Officer in Paris, TX. A Paris native, Ramsey has worked in banking for 12 years and has almost 10 years of lending experience.

Ramsey graduated from North Lamar High School and completed his Bachelor of Administration in Finance from Texas A&M – Commerce. He and his family attend East Paris Baptist Church where he serves on the Finance Committee, and his wife, Ragan, is involved in the music ministry. Together they have three children.

I’m looking forward to being a part of a team that strives to serve my hometown community,” said Ramsey. “I’m excited to build relationships that will last a lifetime.

Brad with his wife, Ragan, son, Jax, and daughters, Aubree and Roslyn.

When not at work, Ramsey has a small cattle ranch just south of town where he enjoys spending time outdoors with his family.

“We are so excited to have Brad join our team as a commercial lender. He will be a great addition to our Farmers family,” said Farmers Bank & Trust Paris Market President Jeff Nutt. “He prioritizes the things that mean the most to us and that’s our families, our customers, and our community. He will be a great asset to the Bank.”

Ramsey can meet the needs of new and established businesses of all sizes. He works out of the Farmers Bank & Trust branch located at 1375 NE Loop 286 in Paris, TX. Contact him at brad.ramsey@myfarmers.bank.

For all your commercial and small business lending needs, visit HERE.

This is the BONUS episode with Texarkana Santa! He made a special trip to Bryant, Arkansas to answer some kids’ tough questions.

“How did you become Santa?”
“Have you ever caught a kid on Christmas?”
“How many cookies do you eat in one night?”
“Who is your favorite reindeer?”
“Do you ever shave your beard?”
…and more!

Santa shared with each child their own “Elfin” name. He says that’s the only language they speak at the North Pole! So please welcome Sneezlewee (Shad), Lillywee (Elin), Lillywoo (Etta), Flunk (Warner), and Floober (Slater) to the Podcast!

Etta McClure interviewing Santa

You can listen to his interview with Farmers Bank & Trust Right at the Heart Podcast Host Cara Knight HERE.

Member FDIC | Equal Housing Lender


We’re feeling the magic of Christmas after this interview with the big man in red – that’s right, Santa Claus!

Santa Mark, aka Texarkana Santa, stopped by the Farmers Bank & Trust Bryant branch to share a little bit about his life leading up to this magical role. You’ll never guess his career prior to suiting up!

If you’re listening to this podcast episode with your children, skip on to our bonus episode HERE. Several Farmers Bank & Trust kids interview Santa, and some even share their “top secrets”!

The Royal Robe, as Santa Mark calls it.

The Details of Santa’s Suit

As I explain to the children, the boots have a lot of extra cushiony room on top of my toes because reindeer are really clumsy and they step on my toes a lot! They’re also extra-wide so they look and work like snow shoes, so I don’t fall on the snow and ice at the North Pole.

The glasses perched right at the tip of his nose are non-reflective, non-glare for pictures.
Snowflake designs are pressed into the red velvet vest and it’s fashioned together with gold snowflake buttons.

My reindeer bells are solid brass bells that are tuned. There are three different-sized bells on there so they produce a magical sound.

Santa Mark posing with some of the Bryant branch staff. L to R: Loan Assistant Emilee Neal, Market President Kent McClure, Retail Banker Kayla Ray, Content Specialist & Right at the Heart Podcast Host Cara Knight, Branch Manager Allie Stokes

Member FDIC | Equal Housing Lender


It’s without a doubt the most wonderful time of year and local businesses are looking festive! It’s a great time to take advantage of the free photo opportunities available in Texarkana and the surrounding areas.

Downtown Magic

Downtown Texarkana has kicked the holiday magic up a notch this year and there are festive things on every street. The business all along Broad Street have fun scenes painted on windows or decorated storefronts. It’s especially beautiful to stroll in the evening as the streetlights come on.

The Regional Arts Center and the ArtSpark outdoor art display have been updated with Christmas and holiday scenes, be sure to go snag a photo with your favorite piece of art. My daughter’s favorite is the saguaro with the holiday lights and my son’s favorite is the wolf.

Then, head on over to 1894 Gallery to grab some photos outside, and if they’re open, head on in to check them out while you’re there. It’s a phenomenal, ever-expanding art gallery featuring local and regional artists. Some of our favorite photos are the beautiful, red, phone booth out front and the antique garage door. Keep your eyes on the windows for a full display of nutcrackers in all different shapes, sizes, and styles.  For a bit of Polar Express whimsy, grab some photos on the railcar across the street.

Hold Onto Your Britches

From there, keep heading east in Arkansas for Crossties. You can’t miss the Christmas tree forest display outside of the event venue. Local businesses and residents can adopt a tree and decorate it according to a theme of their choosing. The trees are beautiful both day and night but pop over at dusk for some extra special holiday magic as the lights come on. A wonderful thing about this event is that the money raised from the event goes toward Hold Onto Your Britches Foundation, which helps bring Christmas trees to local children in need.

As you head back up State Line, don’t miss a stop at the recently renovated photographer’s island in front of the post office. You can’t miss the giant Christmas tree which splits the state line! The newly renovated area features new signs and maps, as well as Astroturf green space and parking spaces for food trucks.

Christmas on Main

As you are celebrating the holiday season, be sure to check out the new Christmas on Main by the Perot Theater. The event is on December 18th and will feature several Christmas movies, an ice skating rink, and a special appearance by the man himself, Santa Claus.

Wishing you and your family a truly wonderful holiday season!

Creating Christmas traditions is a special way to make the holiday season even more meaningful. In Prescott, Arkansas, Farmers Bank & Trust Branch Manager Carrie Jones has an old-fashioned sweet tradition 10 years in the making – homemade cinnamon candy.

“I went to a church Christmas party and the music director’s wife made some, and it’s my husband’s favorite,” Jones said. “I love to bake so I knew I needed to perfect my own recipe.”

A Perfect Balance

There’s an exact science to making candy, and Carrie has perfected it to a T. Her cinnamon candy is the perfect balance of sweet and spicy. Family, friends, Bank employees, and customers alike request a bag, or two, or six, every year.

“It really has just been word of mouth in southwest Arkansas,” she said. “I love making it because you don’t get homemade candy very often. I enjoy seeing the smiles on people’s faces.”

Because her children are grown, Carrie said it gives her something to do to pass the time when she’s not at the Bank. She looks forward to making it during Christmas and even Valentine’s Day. This year, she made almost 90 bags just in one week.

At the Bank Window

“I am her candy peddler,” laughed Teller Lupe Petit. “So many people come to pick up her cinnamon candy at the Bank window. A lot of people even get it for gifts. It’s very addicting and great for the cold weather. I buy it every year for my husband and little boy.”

If you’re interested in trying to whip up your own batch of hard candy, Carrie’s recipe is under wraps, but HERE is one similar to get you started.

If you’d like to place an order to try it out for yourself, stop by the Farmers Bank & Trust branch located at 103 E 2nd St. South in Prescott, AR.

To find a branch near you, visit HERE.

For more Christmas fun happening at Farmers Bank & Trust, visit our blog post on events HERE.